Qualifications to be considered for candidacy in the MRFC Certification Program:


Assert and document completion of a minimum of four (4) years of professional experience as a full-time practitioner in the field of financial services. Financial services can include investment planning/securities, financial planning, insurance planning, retirement planning, estate planning, tax preparation, bank and trust services, and CPA or Enrolled Agent.


Experience will be verified by checking state insurance licensing, SEC, and/or FINRA® licensing history when applicable. Applicants whose experience is not able to be verified in this manner will be asked to provide a detailed resume or CV, in addition to contact information for their Supervisor or HR Manager. The IARFC will contact the Supervisor or HR Manager to verify the years of experience. Letters of recommendation verifying the experience may be submitted instead of contact information for the Supervisor or HR Manager.


Assert and document achievement in ANY ONE of the areas below:
• One of the following professional designations: AAMS®, CFA, CFP®, ChFC®, CLU®, LUTCF®, CPA, EA, RFC®, AFC® or completion of course requirements
• A Series 65 securities license or one of the following combinations: Series 6 and 63, Series 7 and 63, Series 6 and 66, Series 7 and 66
• Life Insurance License
• Bachelors or graduate degree in the areas of Accounting, Economics, Finance, Financial Planning/Services

CE Requirements

Complete forty (40) units of professional Continuing Education every year. Two (2) units every year must be related to the ethical practices of a financial consultant.

Evidence of Licensing

Provide evidence of having satisfied licensing and registration requirements (for example, for registered representative, investment advisor representative, insurance agent, CPA, EA).
Licensing and registration will be verified by using federal and state regulatory agencies. If the IARFC is not able to verify the information, the applicant will be asked to submit evidence of licensure or registration.

Business Integrity

Attest a sound record of business integrity. Attest to the Code of professional conduct and business integrity.


Complete the Application in its entirety, including acceptable responses to the Ethics Certification and Attestation, Privacy Policy opt-in/opt-out questions, the Certification of Accuracy, and the Agreement and Release Authorization, attesting to the truth of the assertions regarding professional experience and education, and commitment to abide by the IARFC Code of Ethics. The application must be accompanied by the current non-refundable application fee. Incomplete applications will not be reviewed.


Submit the required examination fee.

Pass Exam 

Successfully pass the MRFC examination with a score of 70% or better.


Online ApplicationFillable PDF Application | Testimonials – Why I Became an MRFC?



Take the Next Step


Board Liaison
 Rachel Gibbs
(800) 532-9060


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