A Growing Global Community

Here's why joining the RFS Membership might be worth considering:
- Career Foundation: It’s geared toward students who are serious about building a strong career in financial services.
- Networking: Likely connects you with like-minded peers, mentors, and professionals.
- Internship Opportunities: It supports you in securing internships, which are critical for real-world experience.
- Professional Growth: It encourages personal and professional development early in your career.
- Recognition: Being an RFS member signals commitment and ambition to future employers.
- Global Community: Tap into the Global Registered Financial Student Community.
Put your Best Foot Forward Today!
Get a jump start on your Financial Services career while completing your undergraduate requirements. As a Registered Financial Student (RFS) Member, you are a committed student of your chosen profession demonstrating your pledge to uphold the highest standards of ethical conduct.The RFS Membership is available to those students who show dedication to the financial services field of study and are willing to lay the groundwork for a successful career in service to others. Students use the RFS in pursuing internships to further enhance their professional growth and development. It is proof of their focus on becoming outstanding consultants.
Testimonial
"I am soon to graduate from Stetson University, majoring in finance with a concentration in financial planning. Ever since deciding to pursue wealth management, I have been drawn to this field because I could see how it could positively impact my personal life and community, having been brought up in a lower-income immigrant family. I’ve always been curious about ways to grow besides just classwork and lectures. So, when the opportunity to become an RFS came, for me it was a blessing. Not only will this program allow me to learn from and grow professionally by being in contact with seasoned planners, but as well include me in a community of like-minded students who are looking to push themselves to be fully equipped as next-generation advisors..." Wisvensky Dabady, RFS
Experience
With 1-3 years of collegiate exposure, an RFS has the opportunity to see in practice, the techniques they are learning and gain a better understanding of the financial services industry. Upon either 3 years of study or graduation, an RFS immediately becomes eligible for the Registered Financial Associate (RFA®) designation - a natural progression in their ultimate evolution as financial services consultants.Education
Enrollment in the financial planning/services or insurance curriculum. Satisfactory completion of undergraduate courses satisfies all Continuing Education requirements.Ethics
This is an undergraduate’s first exposure to the ethical conduct demands of a financial services professional and enables them to assimilate these standards into their day-to-day conduct. It affords them a dynamic head start compared to their peers who do not pursue RFS status. The RFS learns that honesty and integrity are the backbone of starting a successful career.Application and Fees
RFS membership is minimal and is based on an annual renewal. Your membership status is displayed on the IARFC website, linking you to the IARFC Global Community.| Year 1 (upon application) | $20 |
| Yearly | $20 |
Group billing available upon request, contact Vicki Caplinger at Vicki@iarfc.org
BenefitsAn RFS is connected to a like-minded student community, providing tools to support them in the initial stages of their careers.
Additionally, an RFS has access to the benefits and resources of the International Association of Registered Financial Consultants (IARFC®), a Global Community with the Mission to recognize world-class financial consultants and enable them to make a transformational difference in the financial lives of the families and communities they serve.
IARFC Code of Ethics |
| I will put my clients’ interests above my own at all times within the scope of my abilities. |
| I will maintain proficiency in my work through continuing education. |
| When fee-based services are involved, I will charge a fair and reasonable fee based on the amount of time and skill required. |
| I will abide by both the spirit and the letter of the laws and regulations applicable to financial planning services. |
| I will give my clients the same service I would provide to myself in the same circumstances. |
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