National Financial Plan Competition 2025

2025 IARFC^® National Financial Plan Competition Winners!

The 2025 IARFC National Financial Plan Competition was conducted during the IARFC Financial Forum held in Orlando, Florida! Congratulations to the teams who participated and their professors. The results are:

• First Place: Ethan Efford and Gabriel Baldonado – Utah Valley University – Luke Dean, Ph.D
• Second Place:  Bavly Bebawy - University of North Texas – Dave Ragan, Adjunct Professor
• Third Place: Andrew Matz and Chris Jones – Texas Tech University – Michael Guillemette, Associate Professor

2026 Plan Competition Information Coming Soon

Get Real-World Experience

Eligibility: The IARFC National Financial Plan Competition is open only to undergraduate university students who are enrolled in a curriculum of personal financial planning or financial services at a University or College in the US and International Chapters.

Intention: Professors register their students to compete in the NFPC to enhance and gain the “real world” experiences needed in developing a financial plan. The Competition progresses through 3 stages, ending in 3 teams of students presenting their plan in person to a “real client” at the IARFC Financial Forum in front of an audience. For more information, email plancomp@iarfc.org.

*INTERNATIONAL ENTRIES
• Expenses must be approved by the Chapter before submission with consent emailed to plancomp@iarfc.org.
• International Chapter will be responsible for their finalist team(s) round-trip airfare to Orlando, FL. (Professors may attend at their own expense.)

We would like to invite you to support the Competition as a Corporate Sponsor or Individual Donor.

Plan Competition Registration Documentation 
Details, Rules & Resources
Participation Agreement
Team Assignments and Software Request
 

Competition Benefits

Finalist Teams receive:

• A certificate and cash award
• In-person plan presentation time during the Finals of the Competition at the IARFC Financial Forum
• All expenses paid (airfare*, lodging, meals, applicable event registration)
• One year free* IARFC membership or Registered Financial Associate, RFA^® (depending on qualifications per Chapter) to First Place winners.
• Networking and Career opportunities with experienced financial consultants (potential career opportunities)
• Resume-building achievements
 

Professors of Finalist Teams receive:

• Certificates of recognition for team placement in the Competition
 

Universities of Finalist Teams receive:

• Awards for the Universities
 

Media Coverage for students, professors, and the university:

• Publication of winning plan in the IARFC Academic Journal of Personal Finance
• Recognition in the IARFC National Industry Magazine, the Register
• Participation and placement announcement on the IARFC Corporate website
• Corporate Social Media coverage including Facebook, Twitter, Blog, and LinkedIn
• Professional media release notifications
(Any student or professor, by participating in the competition, grants implied consent for the IARFC to use photos or videos in the above media coverage areas.)