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Register Volume 20 Issue 1

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Dedication to Growth and the Future

IARFC Leadership Weighs in on the IARFC in 2019…

While in recent years the future of the financial services industry has come under pressure, we feel the refreshed focus and direction of the IARFC will bring  its members a future that is much more prosperous and will allow the public to see them as the elite financial leaders of the next generation. 

IARFC Vice Chairman
Nicholas J. Royer, MRFC  Read more

Register Volume 20 Issue 1 Download PDF

The Chaiman's Desk - Focus

Base of Operations As you read this, the IARFC Team is most likely packing and getting ready to move. We have put down permanent roots by purchasing a building close to the offices we have rented for the past three years. To me, it is important that our Team feels this commitment to stability. They have performed independently with me visiting 3 times a year from Charlotte, NC (my home base) and I want them to know they won’t be uprooted in the  future should another chairman take charge. It gives us direction and an established base of operations.

That brings me to the future. This year has to, I strongly repeat has to, be dedicated to increasing the visibility and membership numbers of the Association. We have been focused on reorganizing, but now is the time to concentrate on improving the numbers which brings me to the following. We Have Recognition Issues. To help solve this problem, we are working on a better understanding between the IARFC and the Broker Dealers, the RIAs and the Insurance Representatives. We have to bring them into the Association through our offered designations — the RFA®, RFC®, and MRFC. The Association wants a good working relationship with all three groups to improve their understanding of the IARFC.

I am going to address the elephant in the room and answer the criticism I have heard that “it is too easy to obtain our designation”. In reality, we are not giving financial professionals a “pass” to get letters behind their names, rather, rewarding them for their experience, education, licenses and  thical behavior that have framed their careers for many years, even decades. If you have all of the above, yes applying for the designation is a rather straightforward process. But this is not to be confused with the fact that you have worked diligently all along to meet the requirements.

We know you have put in the hard work. We recognize it. Now the NCCA accepts our recognition as we offer the MRFC credential. Time to get our message heard front and center. 

Recognizing Conference Value Read more


The Register, published since 1999 by the International Association of Registered Financial Consultants (IARFC), is a practitioner-oriented, financial magazine. The Register includes profiles, articles, interviews, book reviews, practice management techniques, product information and marketing recommendations. Our mission is to update members on current matters, along with a listing of newest members and latest conferences with CE approved curriculum.

It includes articles and advice on technical subjects, economic events, regulatory actions and practice management. The facts and opinions in the IARFC’s Register articles represent their author’s views and are not endorsed by the publisher.

The IARFC makes no claim as to accuracy and does not guarantee or endorse any product or service that may be advertised or featured.

The Register printed and digital version goes to IARFC members who are, practitioners, academicians, and decision makers in financial services , plus selected others who are nonmember MRFC certificants, and candidates for the RFA®, RFC®, and MRFC.
Wendy M. Kennedy

Susan M. Cappa

Editorial Advisory Committee
Peter J. D'Arruda, MRFC
Michelle Blair, RFC®


Advertise in the Register, published by the IARFC since 1999 and circulated in print and electronically around the world. Readers tell us it is the most valuable information they receive. Practitioners, academicians, and policy makers in financial services look to the Register to enhance their ability to grow and serve their client base. Print ads are included in the digital version of the magazine as a value-added benefit. The digital version of the magazine is available to subscribers who receive the print edition as well as nonmembers visiting the Register on the IARFC website.

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P: (513) 261-6047


Criteria: Article Participant, must be an IARFC member in good standing or have made contribution to the financial industry, i.e. writing articles, donations to industry events and/or continuing education program activities. 

Contact the Register Editor-in-Chief, Wendy M. Kennedy at editor@IARFC.org, (513) 261-6047. Please, be prepared to provide your professional resume or vita.

The Register (Middletown, Ohio Online)

ISSN 2639-7374


The Register (Middletown, Ohio Print)

ISSN 1556-4045

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