I will put my clients' interests above my own at all times within the scope of my abilities. I will
maintain proficiency in my work through continuing education. When fee-based services are involved,
I will charge a fair and reasonable fee based on the amount of time and skill required. I will abide by
both the spirit and the letter of the laws and regulations applicable to financial planning services. I will
give my clients the same service I would provide to myself in the same circumstances. I will disclose
all facts about fees, commissions, and any other sources of compensation received for services
provided to clients.
Have you ever been refused a surety bond or other form of employment security?
Have you ever been denied or enjoined from selling or dealing in securities or from functioning as an Investment Advisor?
Have you ever been arrested, indicted, or convicted for any felony or misdemeanor, except for minor traffic offenses?
Have you ever been known personally by any other name, or have you ever conducted financial activities, conducted business or carried brokerage or bank accounts in any other name?
Have you ever become insolvent, failed in business or compromised with creditors? If "Yes" - please provide the date name and location of court, disposition, liabilities, and assets.
Have you ever had a license, permit, certificate, registration or membership denied, suspended, revoked or restricted, or have you had an application of such type ever withdrawn for cause?
Have you ever been the subject of any order, judgement, decree or other sanction of a foreign court, foreign exchange, or have you ever been the subject of any action by a foreign or domestic governmental or regulatory agency?