A Growing Global Community
JOURNAL EDITORIAL REVIEW BOARD
Editor
Dr. Craig Lemoine, Ph.D., CFP®, MRFC®
Craig Lemoine, Ph.D., CFP®, MRFC® - is the Director of the Financial Planning Program at the University of Illinois, Urbana-Champaign. He serves as an Associate Clinical Professor teaching courses in risk management and retirement, and financial planning. Craig earned his Ph.D. in Personal Financial Planning in 2013 and his undergraduate in Family Financial Planning in 1998 - both from Texas Tech University. He also serves as the Executive Director of the Academy for Home Equity in Financial Planning which studies the role of home equity in consumer retirement decisions. As well as teaching courses at the University of Illinois, Craig works with a team of experts to create a financial planning certification focusing on professionals who work with agribusiness and farming clients. Previously, Craig served on and chaired the CFP® Council of Examination (2009-2014) and was the Executive Director of the Northwestern Mutual Granum Center. Before joining the University of Illinois in the Fall of 2017, Craig championed CFP® education at The American College. He helped develop financial planning, retirement, and risk management curriculum across certificate, undergraduate, and graduate programs. While at The American College (2008 – 2017), Craig had the opportunity to help create and teach in the RICP®, CHF®, CLU®, and WMCP® designations. His research in annuitization and the value of financial designations has been published in The Journal of Financial Planning and Journal of Financial Service Professionals. Craig was a founding partner of Lone Star Financial Education (2012 – 2019), a CFP® Review Company that is now part of Dalton Education. He continues to speak and consult within the financial services industry in areas of risk management, planning in the LGBT+ community, fiduciary standards of care, and technological disruption. He is currently a member of the MRFC Certification Board.
Editorial Board
Sarah D. Asebedo, Ph.D., CFP®, Texas Tech University
Daria J. Auciello Newfeld, Ph.D., Albright College
David Blanchett, Ph.D., CFA®, CFP®, Morningstar Investment Management, LLC
Swarn Chatterjee, Ph.D., University of Georgia
Yuanshan Cheng, Ph.D., CFA, CFP®, FRM, Winthrop University
Preston Cherry, Ph.D., CFP®, University of Wisconsin
Chia-Li Chien, Ph.D., CFP®, PMP®, California Lutheran University
Ronnie Clayton, Ph.D., Jacksonville State University
Ben Cummings, Ph.D., CFP®, RFC®, Utah Valley University
Dale L. Domian, Ph.D., CFA, CFP®, York University
Lu Fan, Ph.D., CFP®, University of Georgia
Michael Finke, Ph.D., CFP®, RFC®, The American College for Financial Services
Joseph W. Goetz, Ph.D., University of Georgia
Michael Guillemette, Ph.D., CFP®, Texas Tech University
Tao Guo, Ph.D., CFP®, CFA, William Paterson University
Douglas A. Hershey, Ph.D., Oklahoma State University
Dr. Vera Intanie Dewi, Universitas Katolik Parahyangan
Carrie L. Johnson, Ph.D., AFC®, North Dakota State University
Kyoung Tae Kim, The Ohio State University
Douglas J. Lamdin, Ph.D., University of Maryland
John Molster, DBA, CFP®, ChFC, Maryland Global Campus
David Nanigian, Ph.D., CFP®, San Diego State University
Blain Pearson, Ph.D., CFP®, Coastal Carolina University
Wade D. Pfau, Ph.D., CFA, The American College for Financial Services
Nilton Porto, MBA, Ph.D., University of Rhode Island
Abed G. Rabbani, Ph.D., CFP®, University of Missouri
Brandon Renfo, Ph.D., CFP®, RICP®, EA, Eastern Texas Baptist in the Fred Hale School of Business
Laura Ricaldi, Ph.D., CFP®, Utah Valley University
Donald Bruce Ross III, Ph.D., AFC®, University of Kentucky
Zack Taylor, Ph.D., Trellis Company
Jacob Tenney, Ph.D., CFP®, University of Charleston
Sandra Timmermann, Ed.D., The American College for Financial Services
Jing Jian Xiao, Ph.D., University of Rhode Island
Stephanie Yates, Ph.D., RFC®, University of Cincinnati and Louisiana State University
Editorial Policy
It is the editorial policy of this Journal to only publish content that is original, exclusive, and not previously copyrighted.
The Journal of Personal Finance (ISSN 1540-6717) is published in the U.S.A. biannually in the month's March and October by the International Association of Registered Financial Consultants (IARFC), P.O. Box 506, Middletown, OH 45042-0506.
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The Journal of Personal Finance (ISSN 1540-6717) is published in the U.S. in the months of March and October by the International Association of Registered Financial Consultants (IARFC)
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