Copyright & Privacy

Copyright & Privacy

Copyright © 2022 by the International Association of Registered Financial Consultants (IARFC). All rights reserved. Reproduction or use in whole or of any part of the contents of the Journal of Personal Finance (JPF), printed or electronic, without written permission of the IARFC, is prohibited.


Permission to reuse material from the Journal of Personal Finance can be requested through the IARFC editor(s). To make a request, email JPFeditor@IARFC.org with the Volume, Issue and title of the article you wish to reuse or Contact IARFC, Editorial Coordinator, P.O. Box 506, Middletown, OH 45042-0506.


Professionally produced reprints of articles published in the Journal of Personal Finance may be purchased, in quantities of 100 or multiples of 100. Contact Editor at (513) 261-6047 or JPFeditor@IARFC.org for a quote.


Opinions expressed in JPF articles are not necessarily endorsed by the International Association of Registered Financial Consultants or its members. The JPF assumes no responsibility for the accuracy of any claims made by advertisers. Publication of an advertisement in the JPF does not constitute an endorsement of the product or services advertised.