M Kharisma, RFC^®

Financial Planner | Trainer | Educator

Widely known as Kharis, he brings over ten years of experience in the financial services and financial planning industry. In addition to providing advisory services to clients, he is a frequent speaker and trainer for corporate workshops, in-house training, and talk shows.

Kharis is also a regular contributor to various TV, radio, and online programs, where he shares his insights on personal finance and financial management.