Governing Documents

IARFC® is the sole body authorized to award and support the Association’s designations, credentials, and membership which are widely recognized and exemplify a level of competence in the field. The Governing Documents provide an overall source of leadership and direction for the Association.

Part of that competence relates to an understanding that the designee/credential holder and member will abide by the Code of Ethics, thereby protecting the public they are called to serve.

All designees/credential holders and members must agree to uphold, abide by, and practice in accordance with the IARFC Code of Ethics in order to protect the value of their designation/credential and provide assurance to all members of the public, most importantly those who are served by the designee/credential holder.


IARFC Code of Ethics

  • I will at all times put my client’s interest above my own.
  • I will maintain proficiency in my work through continuing education.
  • When fee-based services are involved, I will charge a fair and reasonable fee based on the amount of time and skill required.
  • I will abide by both the spirit and the letter of the laws and regulations applicable to financial planning services.
  • I will give my clients the same service I would give myself in the same circumstances.



Governing Documents

Mission Statement


Code of Ethics




Antitrust Compliance

Special Accommodations


Conflict of Interest


Trademark Usage
Radio & Podcast



2015 Audit Report

2017 Audit Report