Do you have a will?

Yes [ ] No [ ]


Are you comfortable with the executor(s) and trustee(s) you have selected?

Yes [ ] No [ ]


Have you executed a living will or health care proxy in the event of catastrophic illness or disability?

Yes [ ] No [ ]


Have you considered a living trust to avoid probate?

Yes [ ] No [ ]


If you have a living trust, have you titled your assets in the name of the trust?

Yes [ ] No [ ]

THE NEXT STEP - PROTECTING YOUR FAMILY

Does your will name a guardian for your children if both you and your spouse are deceased?

Yes [ ] No [ ]


If you want to limit your spouse's flexibility over the inheritance, have you created a QTIP trust in your will?

Yes [ ] No [ ]


Are you sure you have the right amount and type of life insurance for both survivor income, loan repayment, capital needs and all estate settlement expenses?

Yes [ ] No [ ]


Have you considered an irrevocable life insurance trust to exclude the insurance proceeds from being taxed as part of your estate?

Yes [ ] No [ ]


Have you considered creating trusts for family gift giving?

Yes [ ] No [ ]


If you are married, are you taking full advantage of the marital deduction?

Yes [ ] No [ ]


Are both your estate plan and your spouse's plan designed to take advantage of each of your estate tax exemptions?

Yes [ ] No [ ]


Do you and your spouse each own enough assets directly to take advantage of each estate tax exemption?

Yes [ ] No [ ]


Are you making gifts to family members that take advantage of the $11,000 annual gift tax exclusion?

Yes [ ] No [ ]


Have you gifted assets with a strong probability of future appreciation in order to maximize future estate tax savings?

Yes [ ] No [ ]


Have you considered charitable trusts that could provide you with both estate and income tax benefits?

Yes [ ] No [ ]

PROTECTING YOUR BUSINESS

If you own a business, do you have a management succession plan?

Yes [ ] No [ ]


Do you have a buy/sell agreement for your family business interests?

Yes [ ] No [ ]


Have you considered a gift program which involves your family-owned business, especially in light of recent changes in the estate freeze rules?

Yes [ ] No [ ]

RESPONDING TO CHANGES

Are you sure your estate plan is up-to-date and takes into account all of your personal wishes and potential tax-savings strategies?

Yes [ ] No [ ]