Curtis V Cloke
 

Title: Cracking the Retirement Income Puzzle: Buy Income / Chase Alpha^®

Description: For decades, financial professionals have been taught to choose between investment management and insurance-based income strategies. The future of retirement planning requires a different mindset.

In this engaging and practical session, retirement income pioneer Curtis Cloke demonstrates how guaranteed income solutions and traditional investment portfolios work best when integrated—not isolated. Advisors will learn why building a reliable income floor first allows clients to pursue greater long-term growth with confidence, fundamentally changing the retirement conversation from risked based income to promised based solutions.

Using his proven Buy Income / Chase Alpha® framework, Curtis will illustrate how insurance based solutions in concert with Social Security, pensions, fixed income, and investment portfolios can be strategically combined to improve reliability of income, reduce sequence-of-returns risk, and create greater confidence for both advisors and clients.
Attendees will leave with a practical framework for solving the retirement income puzzle by leveraging the strengths of both insurance and investments to deliver more predictable outcomes in an increasingly uncertain world.

Attendees will leave with a practical framework for solving the retirement income puzzle by leveraging the strengths of both insurance and investments to deliver more predictable outcomes in an increasingly uncertain world.
 

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Learning Objectives / Key Takeaways

Participants will learn how to:
•    Shift from an accumulation mindset to a retirement income planning mindset.
•    Understand why guaranteed income and market-based investing are complementary—not competing—strategies.
•    Apply the Buy Income / Chase Alpha^® framework to create a dependable lifetime income floor.
•    Reduce sequence-of-returns risk while allowing growth assets greater opportunity to pursue long-term returns.
•    Integrate Social Security, pensions, annuities, and investment portfolios into a coordinated retirement income strategy.
•    Transition client conversations from product lingo to Promised Based vs Risked Based solutions, creating greater client confidence and stronger long-term relationships.
•    Communicate complex retirement income concepts using simple, memorable frameworks clients readily understand.

Why Advisors Should Attend

•    Learn a differentiated retirement planning methodology that combines the best of insurance and investment management.
•    Discover how income-first planning can improve client confidence without sacrificing growth potential.
•    Gain practical ideas you can implement immediately with pre-retirees and retirees.
•    Leave with a repeatable planning process that differentiates your practice and strengthens client outcomes.